Pricing

Three services, one flat monthly price per property. Every one keeps your books and files your VAT; they differ in what is added on top.

Three levels. One flat monthly price per property.

The books are kept the same way in all three. What changes is how much of the reporting, and of the Tax Administration side, we take on.

Essentials

€89 / month per property + VAT

For a host who wants the books kept properly.

  • Included:Double-entry bookkeeping, income statement and balance sheet.
  • Included:VAT declarations filed every period.
  • Included:Year-end financial statements.
  • Not included:KPI and investment return reporting.Insights
  • Not included:Business planning templates and projection models.Insights
  • Not included:Tax Administration's messaging monitoring.Complete

Get a quote or book a call

Insights

€99 / month per property + VAT

For a host who wants to know how the letting is actually doing.

  • Included:Double-entry bookkeeping, income statement and balance sheet.
  • Included:VAT declarations filed every period.
  • Included:Year-end financial statements.
  • Included:KPI and investment return reporting.
  • Included:Business planning templates and projection models.
  • Not included:Tax Administration's messaging monitoring.Complete

Get a quote or book a call

Complete

€109 / month per property + VAT

For a host who would rather not deal with the Tax Administration at all.

  • Included:Double-entry bookkeeping, income statement and balance sheet.
  • Included:VAT declarations filed every period.
  • Included:Year-end financial statements.
  • Included:KPI and investment return reporting.
  • Included:Business planning templates and projection models.
  • Included:Tax Administration's messaging monitoring.We read Tax Administration messages and escalate to you when necessary.

Get a quote or book a call

A person does that. There is no automatic connection to the Tax Administration. We can do nothing in your OmaVero until you authorise it, and you can withdraw that authorisation whenever you like.

Work charged separately

The monthly price covers the books and the filings. These are the things that sit outside it, and the rate is the same whether you ask once or often. None of it is needed to run the service.

  • Extra bookkeepingWork beyond the ordinary month: chasing down missing receipts, untangling a period that arrived in the wrong shape, or anything you ask for that the monthly service does not already cover.€89 / hour + VAT
  • Rental business advisoryWorking through the numbers with you: what a property might return, what a rate or an occupancy assumption does to the year, or whether a plan holds together.€150 / hour + VAT
  • Forward-looking three-year financial plan, including rental business metricsA fixed price per model. We take the model and fill it in around your properties and your figures, rather than handing you a blank one.€250 per model + VAT

Anything charged by the hour is agreed with you before it starts. We do not run a meter in the background.

What is included

In every service, for each property.

  1. Books kept

    Double-entry books for the period, with gapless voucher numbers and an append-only ledger. Corrections are posted as reversals, never as edits.

  2. VAT worked out and filed

    Your VAT for each period, calculated at the correct Finnish rates and filed in OmaVero for you.

    A person does that. There is no automatic connection to the Tax Administration.

    Including the 13,5 % accommodation rate in effect since 1 January 2026.

  3. Income statement, balance sheet, per-apartment profit

    An income statement and a balance sheet for the period, and the profit of each apartment worked out on its own.

    The period is the one OmaVero assigned you — monthly, quarterly or yearly. Your reports follow your own filing period rather than a calendar we picked for you.

  4. Your tilinpäätös at the year end

    At the year end we draw up your financial statements from the books we have kept all year, and work out the figures for your tax return. Signing is yours. There is no separate year-end bill.

  5. Your own login

    All of it in your own login, whenever you want to look.

What the reporting adds

Essentials keeps your books correct. This is the part that tells you how the letting is actually doing.

In plain terms, the figures are occupancy, average nightly rate, cash flow and the return on your investment.

  1. What the apartment actually returned

    Once a year, for each apartment on its own: rental income net of VAT, what it cost to run, the result after loan costs, and the yield on the money you put in. A few clear lines, worked out from your own figures.

    A report on the year that happened. It is not a forecast and it is not investment advice.

  2. The figures we track each quarter

    The handful of numbers worth watching in a letting business, worked out from the books each quarter, so a year end is never the first time you see them.

  3. Our accommodation planning templates

    The models we use ourselves for a letting business: average daily rate, occupancy and seasonality, carried through to a three-year income statement, balance sheet and cash flow, with an investment-return calculation at the end. Yours to use as you like.

    These look forward, and a projection is worth exactly what its assumptions are worth. The assumptions are yours. We can build one out for you, or work through it with you, and both are priced under "Work charged separately" above.

What dealing with OmaVero actually means

Said plainly, because it is the kind of thing that is easy to misunderstand in either direction.

  • We do it by hand. A person does that. There is no automatic connection to the Tax Administration. We work out the figures and submit the return, and on Complete we read what comes back.
  • You give us a Suomi.fi mandate. We can do nothing in your OmaVero until you authorise it, and you can withdraw that authorisation whenever you like. Until you do, filing stays with you.
  • Your tax position is still yours. We file what your books say. What you ought to deduct, whether you should be registered for VAT, how you hold your properties: those are decisions about your own affairs, and we do not make them for you.
  • We never pay anything. Filing a return and paying the tax are separate acts. Paying is always yours.

Priced per property

Three apartments is three lots of the monthly price. Book a call or ask for a quote, and we will get an account set up.

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